Home Credit Philippines signs additional 7B Loan Credit Facility with BPI

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Home Credit Philippines (HCPH) recently signed an agreement for an additional P7 billion loan facility with Ayala-led Bank of the Philippine Islands (BPI), making BPI the company’s biggest creditor with a total of P13.5 billion combined credit line facilities. 

(From left) BPI executives: John-C Syquia, Institutional Banking Head, and TG Limcaoco, President and CEO; Home Credit executives: Zdenek Jankovsky, Treasury and Funding Director, and Patrick Peter Santos, Head of Funding

This is the third loan credit facility extended by BPI to HCPH, following a P1 billion facility in December 2022, P4 billion in August 2023, and an additional P1.5 billion in November 2023 from Robinsons Bank Corporation; following its recent merger with BPI.

Home Credit is the largest consumer finance company in the Philippines. As of end-2023, it has served 10.4 million customers all over the country through a selection of affordable and accessible financing products.

“We at BPI are committed to accelerating our efforts to elevate financial inclusion in the Philippines. We are glad to support Home Credit by providing tailored solutions to enable their financial inclusion initiatives to thrive and at the same time, improving the quality of life for Filipinos, enabling them to do more. This forms part of our vision to help build a better Philippines—one family, one community at a time,” said BPI President and CEO TG Limcaoco.

“This additional loan credit facility to Home Credit, extended by no less than BPI, the first bank in the Philippines and the Southeast Asian Region, is a strong testament to the strong performance and stability of Home Credit’s business in the country as a leading consumer finance company,” Zdenek Jankovsky, HCPH director and treasurer, said.

Home Credit Philippines was issued a double-A Issuer Credit Rating with stable outlook by PhilRatings (Philippine Rating Services Corporation), a pioneer domestic credit rating agency, in 2023 based on its overall creditworthiness and ability to meet all its financial commitments and sustain its growth in its market.  

“This local loan credit facility will enable us to better serve our 10-million strong customer base, allowing us to expand access to credit opportunities for more Filipinos,” Jankovsky added. 

Also in witness of the signing event were BPI officers and executives (from left): Micah Clemente, Relationship Manager; Barbara Untalan, Head of Top Corporates-MNCs and Sectors; Maria Teresa Anna Lim, Head of MNCs and Sectors and; and Grace Saulog, Head of Financial Institutions and Correspondent Banking; with Henry Segovia, Home Credit Funding and Business Development Manager.

Home Credit Philippines has been at the forefront of broadening financial inclusion in the Philippines for more than a decade since it opened its doors in the country in 2013. It has continuously provided innovative credit opportunities for Filipinos especially to women, young people, and those earning less than 20,000 a month.

HC Consumer Finance Philippines Inc., HCPH’s corporate entity, was acquired by Thailand’s Krungsri (Bank of Ayudhya PCL) and Japan’s MUFG (Mitsubishi UFJ Financial Group, Inc.) in June 2023.  

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

BPI's App Now Officially Available to Huawei Users on AppGallery

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Bank of the Philippine Islands (BPI), has successfully onboarded its application on HUAWEI AppGallery, aiming for significant growth by reaching millions of new customers through digital channels.

In a joint effort towards enhancing the convenience of Huawei users and Filipino consumers, Huawei Philippines and Bank of the Philippine Islands (BPI) have collaborated to make BPI's services more accessible.

BPI's app joining HUAWEI AppGallery is a major move in embracing digital transformation. Huawei and BPI work together to simplify financial transactions. This partnership shows their dedication to making digital financial services more convenient, contributing to the evolution of Filipino consumer lifestyles.

“We are one with BPI as they continue their thrust to cater to every Filipino, since for Huawei, consumers are its ultimate driving force. Huawei ensures that its products, software, solutions, and applications meet the needs of its consumers. And this is why we are overjoyed to announce that the BPI app is now available in HUAWEI AppGallery. Now BPI can connect quickly and securely with more of their Filipino users online.

Huawei is committed to growing the AppGallery, adding more top and local apps to its repertoire which Filipinos can continue to enjoy. It is filled with fun, informative, and productive apps. And at the moment, it is the third-biggest app distribution platform globally with 580 million monthly active users,” said Peter Peng, CEO of Huawei Philippines, Consumer Business Group.

The BPI app on HUAWEI AppGallery helps Filipinos track and plan their spending for better financial management. This includes personalized recommendations using artificial intelligence (AI) that could offer financial advice, payment reminders or event actionable tips.

“Having the official BPI app on HUAWEI AppGallery allows users to enjoy all our features, enabling them to transact conveniently, efficiently, and securely wherever they are. This launch enables us to cater to more customers and continue to become their trusted financial partner. Our commitment is that the BPI app keeps getting better so they can expect more improvements to serve their evolving needs,” said Fitzgerald Chee, Head of Consumer Platforms, BPI.

“By strengthening our digitalization efforts, we are able to reinvent customer interaction and experience. The availability of the BPI app on HUAWEI AppGallery demonstrates how BPI constantly work towards providing a convenient and secure daily-use financial app, and how the bank supports inclusive online banking for Filipinos,” Chee added.

AppGallery is the official app platform for HUAWEI devices, one of the top global marketplaces with 180 billion downloads and 390 million monthly active users worldwide. It features a broad selection of apps for users in 170+ countries, including popular ones like TikTok, Viber, and other wallet/banking apps like GCash, Maya, Unibank, Metrobank, BDO, and more. And as the AppGallery expands, it continues to grow with a diverse selection of top local and global apps, providing users with a wide array of options for download. Huawei also prioritizes user security, ensuring privacy while providing diverse global and local applications for innovative experiences on various devices.

By the end of 2022, the number of monthly active users of Huawei Mobile Services (HMS) had exceeded 580 million, and the number of monthly active users of HUAWEI ID, AppGallery, and Quick App had surpassed 420 million, 580 million, and 170 million, respectively. More than 6.35 million developers worldwide have registered to join Huawei’s developer alliance, and over 228,000 apps have been integrated with HMS Core.

Join millions enjoying top-notch security on Huawei AppGallery and explore the BPI app on HUAWEI AppGallery for easy and efficient financial management with a simple tap!

BPI AIA welcomes Neri Miranda as their Newest Brand Ambassador

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Celebrity mom and entrepreneur Neri Miranda joins BPI AIA as their newest brand ambassador. Known for her savvy business acumen and entrepreneurial pursuits, she represents the new breed of Filipinas who strive to work hard and constantly look for ways to provide more for their family.

Together with her husband and Parokya ni Edgar frontman, Chito Miranda, who is currently a BPI AIA ambassador himself, the couple continues to inspire many Filipinos because of their shared values, love for their family, and advocacy of spreading financial literacy and securing the future of Filipino families.

 

In a vlog published on the BPI AIA YouTube Channel and Facebook Page, Chito and Neri shared their story and journey of love, and how BPI AIA has been a part of their lives, especially in building their family and business.

 

“We are pleased to have Neri join us as our newest brand ambassador. Together with her husband, they both share the same principles, values, and vision of BPI AIA to help Filipinos live healthier, longer, and better lives,” said Karen Custodia, BPI AIA CEO. “As part of the AIA Philippines Group, we at BPI AIA continue to strengthen our commitment to empower individuals and growing families like theirs through our financial solutions fit for any life stage.”

 

The launch of the partnership is part of BPI AIA’s latest campaign, “Love is Better Said” which emphasizes that protecting your family’s future through financial security is a great way to express one’s love. BPI AIA encourages everyone to take the step towards a more secure future through proper financial planning.  In this way, we are able to show how much we love our families because love is better said with BPI AIA.

 

BPI AIA invites you to watch Neri and Chito’s trip down memory lane as they share their story of love together with BPI AIA. https://www.youtube.com/watch?v=BLRL0kE9-F4

 

BPI Foundation reforests 170 hectares of land in Nueva Ecija for BPI’s 170th anniversary

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BPI Foundation, the social development arm of BPI, has started to reforest 170 hectares of land in Pantabangan, Carranglan Watershed Forest Reserve, Nueva Ecija through its Lakbay Luntian initiative as part of the Bank’s 170th-anniversary celebration in August.

Beneficiaries from the Kalanguya and Bugkalot tribes plant the seedlings on behalf of BPI employees.

“In previous years, we held nationwide volunteer activities as part of our anniversary celebrations. This year, we aligned with the Bank’s 170th-anniversary theme and reinvented how we do volunteer work and give back to our communities as one BPI,” said BPI Foundation Executive Director Owen Cammayo.

Lakbay Luntian is the first-ever virtual tree planting initiative organized by BPI Foundation, in partnership with eco-social enterprise Bambuhay and Ayala Corporation’s Kasibulan Project, a long-term program on reforestation and forest protection. This is part of the Balik-Kalikasan program, which aims to preserve and restore rainforests across the country while equipping local communities with sustainable alternative livelihood and strengthening every Filipino’s commitment to protecting the environment through reforestation.

Through the collaborative efforts of BPI employees and BPI Foundation, a total of 68,000 bamboos and trees will be planted in Nueva Ecija. This will also help offset BPI’s total carbon emissions for the year 2020, while providing sustainable livelihood to 17 Indigenous People (IP) families in the area.

“Our BPI employees have shown that amid the pandemic, the Bayanihan spirit remains very much alive in all of us,” said BPI President and CEO TG Limcaoco. “Remember that we have not survived 170 years by remaining still. It’s been 170 years of constant reinvention, progress, and thinking to do good for our friends, neighbors, clients, and colleagues.”

To know more about BPI Foundation and its initiatives, visit https://www.bpifoundation.org.

ShopeePay Makes Top Ups Easier with BPI

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Enjoy fast and free top-ups when linking your BPI Online account to ShopeePay

Using mobile wallets has never been this easy! ShopeePay is the all-in-one e-wallet that you can use to Buy Load, Pay Bills, and Scan to Pay at multiple merchants nationwide as digital transactions continue to play a significant role in the new normal.

With more Filipinos adapting to the cashless lifestyle, ShopeePay offers users an easier way to top-up their wallets by linking their BPI Online account. Once you link your BPI Online account to ShopeePay, you can get fast and free top-ups with only 2 clicks! With its enhanced two-step verification process, users can enjoy safe and secure digital transactions. 

Here’s how you can link your BPI Online account with ShopeePay to enjoy these benefits:

Steps on how to link your BPI account:

1. Tap “Top-Up” on ShopeePay wallet

2. Click “Payment”

3. Select “Linked Bank Account” and choose BPI Online

4. Click on “Link Bank Account Now”

5. Enter your BPI username and password

6. Select one account

7. Linked BPI account will be displayed

Here’s how to top-up your ShopeePay wallet via your BPI account:

1. Input the amount to top up and select “Payment”

2. Select your Linked BPI Account and click “Pay”

3. Enter OTP and click “Pay”

4. Successful top-up will show complete details 

You can also top up your wallet safely and conveniently through debit cards, online banking, TouchPay machines, and other convenient channels.

ShopeePay continues to expand its network of partners and offerings to let you do more with just a few taps. Buy Load and stay connected on a budget with ₱10 mobile data for only ₱1 and discounted load at 10% off. Pay Bills at over 40 accredited billers and get up to 25% Bills Cashback when you pay for Meralco, Maynilad, and more. Scan to Pay and score ShopeePay ₱1 Deals from Puregold, Seaoil, Potato Corner, and more.

For more information about ShopeePay, and its perks and benefits, visit https://shopee.ph/m/shopee-pay.

Free cash-in via BPI, BDO, Unionbank and other banks with InstaPay - GCash

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Users of GCash, the undisputed leading and preferred mobile wallet in the Philippines, can enjoy FREE cash-in services using banks with apps and websites that are powered by InstaPay.

GCash users who have bank accounts that allow them to digitally top up their e-wallets may use the cash-in service for FREE. For instance, GCash users who are also BPI account holders may use their BPI mobile app to transfer money to their GCash wallets for FREE.

Aside from BPI, over 30 banks allow their account holders to top up their GCash wallets for FREE, including BDO, Metrobank, RCBC, etc. Cashing in via bank apps and websites may differ per financial institution.

“GCash provides great value to the lives of Filipinos, especially now that we are transitioning to the so-called new normal. Digital finance will play a big role during these times, and providing the free cash-in via bank apps and websites through the InstaPay service will help GCash users maximize the use of their mobile wallets,” GCash President & CEO Martha Sazon said.

Aside from being free, cashing in via bank apps and websites is also real-time, which means that the amount transferred from a bank account to a GCash account should reflect immediately. Cash In via Instapay is free for most banks.

GCash users may use their mobile wallets for a variety of financial services. GCash empowers users to pay for physical and online transactions to over 75,000 merchants, transact with over 400 billers, and transfer funds to over 40 banks in the Philippines.

They may also use their GCash wallets to buy airtime load, save money, invest in money market funds, and purchase insurance products.

Globe Fintech Innovations Inc. (Mynt), which operates GCash, is part of the portfolio companies of 917Ventures, the largest corporate incubator in the Philippines wholly-owned by Globe Telecom Inc.

For more information regarding bank app cash-ins, customers may visit https://help.gcash.com/hc/en-us/sections/900000085683-Cash-In-via-Bank-EMI-Apps.

BPI, AirAsia team up to make travel goals happen this 2018

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BPI has partnered with AirAsia for an exclusive one-stop travel event for BPI Cardholders, who can enjoy discounted airfares for as low as PhP890, and up to 50% off on accommodations in luxury resorts. The BPI-AirAsia Travel Fair was from January 5-7, 2018, at the Grand Atrium, Shangri-La Plaza.

“We’ve collaborated with AirAsia to offer some exciting travel deals for our clients to destinations within ASEAN,” said Jenelyn Lacerna, BPI Vice President and Head of Credit Cards Business. “The beginning of the year is the perfect time to plan these dream trips, and hopefully, this tie-up will make it easier for our clients to do so.”

As the first travel fair to kick-off 2018, the event offers BPI Cardholders the chance to explore top local destinations such as Boracay, Bohol, Palawan, or go on trips to Hong Kong, Korea, Taipei and more. These affordable local packages include luxury getaways to Two Seasons Coron Island Resort, Amorita Resort Bohol, Pearl Farm Beach Resort Davao, etc.

BPI Cardholders also get free AirAsia Big Points equal to a roundtrip domestic and international flight for a minimum single-receipt purchase of AirAsia tickets using their BPI Cards.

This promo is exclusive to those with qualified cards such as BPI Express Credit (Blue Mastercard, Gold Mastercard, Petron-BPI Mastercard, BPI SkyMiles Mastercard, BPI SkyMiles Platinum Mastercard, Edge/Mini Edge Mastercard, BPI Corporate Classic, BPI Corporate Mastercard, BPI Amore Visa, and BPI Amore Visa Platinum), and BPI Family Bank Mastercard and BPI Prepaid Cards (My ePrepaid Mastercard, More Fun Visa Prepaid Card, Amore Visa Prepaid, and BPI ePay Virtual Mastercard Cardholders with available load).

For more details about the promo, visit the official website of BPI Cards at www.bpicards.com.

Five faulty insurance assumptions you've fallen victim to

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When it comes to being smart about your money, nothing casts a greater shadow of doubt on your next investment than misleading information.

BPI-Philam, the country's premier bancassurance company, listed the top five myths you might have heard stopping you from getting your own insurance policy.

#1: The benefits aren't for now, only later when I get sick or die

Life insurance was once inaccurately touted as a contingency plan for sickness or worse, death.

Now it strives to be the Filipino's partner for total wellness through Philam Vitality, a wellness program designed to reward policy holders for being and staying active.

It isn't just about helping customers live, it's helping them live better.

#2: It's not for me

One size does not fit all. 

Insurance policies may differ between key moments in your life, but one thing is sure--there is a plan that fits your financial needs.

You may be starting a business, readying yourself for marriage or parenthood, acquiring a home or your dream car, going abroad, or even retiring--one thing remains: everyone is still at risk of getting sick, living too long, or dying too soon.

#3: It's expensive

For so long, "expensive" has erroneously been equated to "quality" and anyone who dared say otherwise is shady.

Whether you have two or ten thousand pesos, great comprehensive insurance products are made available for your specific need.

With a budget of P 1,600 a month for a policy you can have quality and comprehensive coverage assured with no strings attached. That's just P 55.00 a day! 

Imagine, the 55 pesos you'll be spending on unhealthy fast food meals or prepaid mobile data could be your start to protecting your future!

#4: I don't know where to get it

Insurance has become easier to get and have because you can obtain it through a bank.

In this era of bancassurance, insurance becomes more accessible by being offered in any BPI branch nationwide.

#5: It takes long to pay

Insurance payment terms are no longer a question of "How long do you need protection?" because a need isn't necessarily long nor short-term.

BPI-Philam sees security and ease of mind as needs for the appropriate term--for as long as your need exists.

They won't cause you to break your back paying premiums for the "long-haul" but will assure and protect your future through forward-thinking policies that aren't hard on you.

To experience great quality service and get top-notch products for yourself, visit: www.bpi-philam.com

BPI-Philam offers easy adulting and total wellness to millennials

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Financial planning is a topic most millennials rarely consider. This is often seen in behaviors of impulse purchases—using their hard-earned money in things that are temporarily meaningful, that at times lead to a feeling of regret, or what is simply called a grudge purchase.

A Goldman Sachs study revealed that generation "ME ME ME" would rather save up for vacations and leisure activities to enjoy their life now than invest in their future--marriage, a home, their own business, retirement plans. This despite financial institutions constantly encouraging them to favor savings and investments.

For Surendra Menon, CEO of BPI-Philam, millennials can choose to have the best of both worlds.

“They can live their present life to the fullest and have a secured future at the same time. It's a misunderstanding that has to be clarified—protecting your future is simply making sure you can enjoy the lifestyle you have now and for the years to come." - - Surendra Menon

Hierarchy of needs

For Menon, gone are the days when insurance is seen as a contingency plan for sickness and death. 

BPI-Philam now offers themselves as a partner for total wellness – securing both physical and financial health, providing better value for money.

He mentions BPI-Philam’s comprehensive health products that lend a hand in living a better life all throughout, and not just when illness strikes.

"Millennials have been hailed as the most health-conscious generation," Menon attests. 

"For them, wellness is a priority. They are willing to spend money to exercise regularly and eat healthy. Our priority is the same, that's why we've integrated ways for them to maintain that lifestyle with our products."

One of the ways BPI-Philam does this is by providing Philam Vitality with their policies—a wellness program designed to reward the policy owner for being and staying active.

“Through Philam Vitality, we’re encouraging them to take that first step to wellness and keep at it by giving them unparalleled rewards and exclusive access to partners like gyms and medical facilities,” said Menon.

The Adultier Adult

He understands that taking the first step to financial planning through insurance might be a big leap from what millennials are used to. Menon assures them that they are on the right track of independence, or simply put, getting better at adulting.

"This new generation of consumers is just wary of where they put their money. They aren't ignorant of insurance," he said. "They just want to be assured that they are getting the value in return of what they pay for. Convenience and customizability are also a factor. We have all of those, but what we truly offer is peace of mind and a way to the wellness of the body.”

To make it simpler for millennials to step out, BPI-Philam eases them into planning forward through platforms that will keep up with their mobile lifestyle.

"These products are available and offered in all BPI branches across the country," Menon enthused. "Whether offline or online, we are prepared to serve.”

Aside from a bancassurance team ready to assist them anywhere in the Philippines, getting a hold of the most fitting policies have been made easier online through their website as well.

Menon also urges them not to look at these plans with the future as an ultimatum to get adulting done but to look forward to an assured future and live a life of total wellness.

"These plans aren't short nor long-term," he adds. "one should always look at what’s an appropriate term for yourself to ensure you get the best value for your money. Our products are based on the appropriate term for your needs.”

Menon hopes informing this generation better of what financial wellness plans are available would align them to the direction they dream their lives would go. 

He believes that with the right financial mentor encouraging them, they will surely gain and win in each key moment in their lives.

"I think they are done hearing what they could do," he said. "It's time we show them that we believe what they can do."

To take the first step in living life to its fullest, visit: https://www.bpi-philam.com/en/our-products.html

About BPI-Philam

BPI-Philam Life Assurance Corp., is a strategic alliance between two leading companies in the country – The Philippine American Life and General Insurance Company (Philam Life) and Bank of the Philippine Islands (BPI). Philam Life is the premier life insurance company in the Philippines and the market leader for over 60 years. BPI is a leading commercial bank in the country with over 160 years of experience in the local banking industry and an extensive branch network of more than 800 branches and 1,500 ATMs.

BPI-Philam’s professional and expertly trained Bancassurance Sales Executives are assigned in BPI branches nationwide to render financial advisory services that address customer’s financial and protection needs.

With the combined expertise and resources of these two trusted companies, BPI-Philam policyholders are assured that their insurance is backed by financial strength and stability.

Solar energy use for homes, businesses get boost in form of financing options

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A media forum dubbed as "Usapang Maliwanag: Financing Solar Energy for Houses and Businesses" was held recently is part of the Solar Rooftop Challenge, which highlights the benefits of using solar energy while busting misconceptions that hinder individuals and companies from taking it up.

It showcases existing solar rooftop installations of urban middle class households, celebrities, churches, schools, government buildings and private establishments, as well as empowering stories of people who have joined the solar rooftop revolution in the country.

Proving that solar energy is accessible to common Filipinos, Greenpeace Philippines gathered financing institutions and solar providers to connect energy consumers to easy financing options available in the market and help increase solar energy use in homes and businesses.

Photo opportunity for the panelists of Solar Energy forum at the Kamuning Bakery Cafe, on Wednesday, August 17, 2016, left to right: Moderator Wilson Lee Flores of Philippines Star, Julius Respicio of BPI, Yeb Saño, Executive Director for Southeast Asia GreenPeace, Voltire Tupaz, Head of Sales , Solar Philippines, and Mike de Guzman, President of Solaric Philippines. ©Greenpeace 

Availing of financing packages spreads the initial costs in putting up solar installations over the long term while already generating savings on electricity costs.

In particularly, Solar rooftops can create huge impacts in lowering monthly electricity bills and the growing availability of financial assistance for those who want to avail of solar installations is a great opportunity to harness the power of the sun and break away from our dependence on fossil fuel generated electricity, like coal.

"Now is the best time to switch on the power of renewables for each home and business to be at the forefront of our fight against catastrophic climate change. The call for the uptake of solar energy is not an empty appeal to each individual's altruism but, as we are attesting today, incentives await in the form of cheap and reliable energy. Financial solutions are widely available from many institutions, and after today, we are expecting more. For both homes and businesses, renewable energy is the way to go," said YebSaño, Executive Director of Greenpeace Southeast Asia.

At present, the Philippines produces 29 percent of its electricity through renewable sources, with the Department of Energy looking to raise it to 40 percent by 2020. The mainstream adoption of renewable energy will result in creation of jobs and lower power generation costs that allow households to return the difference in savings to their budgets.

"It is important to note that while large-scale solar power plants are being constructed and going online in the Philippines, there is still a huge amount of solar energy potential that remains untapped. This is where solar rooftop installations on homes, schools, hospitals, and businesses can complete the picture of a country like the Philippines moving towards a higher share of renewable energy in its power generation mix. The energy revolution will happen right on the rooftops of Filipinos' homes," said Reuben Muni, Climate and Energy Campaigner of Greenpeace Southeast Asia Philippines.

Muni also called for a more robust participation of both the government and business sector to further push the growth and development of renewable energy in the country.

“A strong relationship between the public and private institutions, as well as progressive legislations, should boost our transition to renewable energy. It encouragesand provides incentives to more people and businesses who opt to use the technology,” Muni added.

Greenpeace Philippines is joined by speakers from Home Development Mutual Fund (PAG IBIG Fund), who discussed how its members can avail of their Home Improvement Loan, which can cover the cost of purchase and installation of solar panels. Also in the forum are Solaric Philippines, Solar Philippines and Bank of the Philippine Islands.

Journalist, columnist and owner of the Kamuning Bakery Café, where the media forum was held, Wilson Lee Flores, also shared how his decision to use hybrid or partly solar-powered air-conditioning system in the 77-year-old café drastically lowered his monthly electricity bills.

BPI's new banking trend with 'Make the Best Happen' campaign

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Make the Best Happen with BPI!

The Bank of the Philippine Islands (BPI) the first bank in the Philippines and in the Southeast Asian region, has a wide range of consumer, corporate, and investment banking products and services and is setting a new trend in banking with its Make the Best Happen campaign.

Over and above offering its range of products and services, BPI first of all wants to support its clients by helping them focus on their life aspirations.

We make the best happen during at the recent event of the Bank of the Philippine Islands (BPI). With bloggers and media people invited to do last October 27, the bank hosted a Make the Best Happen activity at the Enderun Tent, Enderun Colleges, McKinley Hill, Fort Bonifacio, Taguig City. That was a great event when visitors enjoyed an afternoon of fun, games, dining, raffle draws, and instant prizes.

The launch of BPI’s institutional campaign revealed an animated video, a reminder that we can make anything we’d love to happen, happen.

And to guide us along the way, BPI also created a microsite. 

Makethebesthappen.ph addresses some of the areas in life where most individuals have goals. The articles offer practical tips on travel, health, parenting, shopping, dining and planning for the future. A quick tour of the site shows several helpful reads such as listings of secret food stops outside Metro Manila, quirky Korean tours, inspiring workouts, some necessary life purchases, and how to teach kids to save money.

Ma. Corazon S. Remo, BPI Senior Vice President and Head of Strategic and Corporate Planning Division welcomed media representatives and bloggers. We had fun as we were sent booth hopping, earning prizes at every stop. These booths were meant to give the guests an idea on what life goal they could pursue.

We enjoyed some canapés and wine at the dining booth, played tourists at the travel booth, engaged in pseudo-retail therapy at the shopping booth, exercised a little bit at the health booth and did some art at the parenting booth.

At the future booth, we sat down with BPI’s investment counselors and shared our aspirations. The counselors listened and did some pencil pushing keeping in mind our concerns and perceived limitations. Together, we identified the barriers and discussed ways to break them down or move around them. We walked out of the meeting feeling empowered, believing that indeed, we can make the best happen.

In a statement, Cezar P. Consing, BPI President and CEO, said:

“We strive to know and understand the individual circumstances and financial needs of our clients, then offer financial advice. Only then do we propose certain solutions that are suitable and customized for each and every client. BPI empowers Filipinos to make the best of their life happen by providing innovative and accessible financial solutions.”

“We’re here to make anything you’d love to happen, happen whether it’s for leisure, education, or broadening one’s horizons.”

Consing said the bank wants to focus on needs-based financial planning where individuals make decisions based not on returns but on the goals they want to achieve.

The process begins with helping clients identify their life needs and goals and then create a priority list based on those aspirations. Clients are then encouraged to make personal financial assessments, computing, among others, one’s net worth, cash flow requirements, and even emergency funds. 

Based on this initial assessment, BPI helps clients create a game plan, mindful of their budgets, goals, risk profile, and investment options.

Tricia Quiambao, Head of BPI’s Strategic Brand Management, said with BPI’s Make the Best Happen campaign, people come first.

“We put a premium on understanding our clients and their needs, and as people become more and more aware of the world around them and the many possibilities and opportunities it offers, BPI enables them to accomplish those goals and aspirations better, faster and more efficiently,” she explained.

The microsite devoted to the Make the Best Happen campaign—www.makethebesthappen.ph— addresses some of the top life and lifestyle goals of most individuals: travel, health, parenting, shopping, future, and dining. It is enriched every week with updated content derived from current areas of interest.

Fly Singapore Airlines and SilkAir to enjoy a suite of unparalleled travel experience at Exceptional All-In Fares

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“Singapore Airlines and SilkAir have always been focusing on bringing the best travel experience at great value to our customers here in Philippines. The Filipino market is important to us and we remain committed in bringing Philippines to the world and the world to Philippines. These exceptional airfares are a way for us to say thank you to our supportive customers here. ” -  SIA General Manager Carol Ong

As one of the Top 10 Safest airlines in the World for 2015 (airlineratings.com,) Singapore Airlines (SIA) offers travel fair at an exceptional All-In Fares.

Singapore Airlines (SIA) and SilkAir (MI), in partnership with Bank of the Philippine Islands (BPI), Ayala Malls, Globe, Singapore Tourism Board and Changi Airport Group, are launching an exciting and exclusive array of travel opportunities to passengers where they get to enjoy both airlines’ much coveted on-board comfort and impeccable service at exceptional value fares.

Exclusive to BPI Credit Cardholders, Globe Platinum and Globe Blue Customers, Glorietta, Ayala Center Cebu and Abreeza Mall Davao Shoppers and KrisFlyer Members, SIA and SilkAir are offering exceptional, all-inclusive fares to Singapore as well as a host of destinations around the world.

These promotional fares are for sale until 28 February 2015 and for travel from 1 February to 31 December 2015.

Customers will get a chance to experience traveling in style at all-in Economy Class fares starting from USD145 to Singapore, USD210 to Cambodia, Indonesia, Malaysia, Myanmar, Thailand, and Vietnam, USD690 to India, USD700 to Australia, and USD 899 to Europe. In addition to those mentioned, passengers can also travel to Hong Kong, Japan, Korea, Dubai, Maldives, New Zealand and South Africa. All Economy Class fares come with complimentary 30kg baggage allowance, gourmet cuisines and KrisFlyer miles that can be used for future travel.

For elevated comfort, customers can also choose to avail all-in Business Class fares to Singapore and Southeast Asia at USD800, to Australia at USD 2,500, to South Africa at USD 3,200, Europe at USD 3,500, and New Zealand at USD 3,800. In addition to that, there are also special Business Class fares to Maldives and Dubai. All Business Class passengers will enjoy complimentary 40kg baggage allowance, gourmet cuisines, lounge access and 125% KrisFlyer miles that can be used for future travel. 

On top of these great fares, customers can also look forward to a series of exciting travel fairs across the country from 6 – 8 February 2015:

Featuring the exclusive Singapore Airlines Suites product, the Singapore Airlines Showcase and Travel Fair will be held at the Glorietta Activity Center, Palm Drive, Makati City while the SilkAir Travel Fair will take place at Ayala Center Cebu. 

There will also be a SilkAir booth at Abreeza Mall Davao. 

At these fairs, customers will be able to book flights at the aforementioned promotional fares. Customers who purchase itineraries beyond Singapore at these travel fairs or at Singapore Airlines and SilkAir ticket offices from 6 – 8 February can also redeem a complimentary SGD20 Changi Dollar Voucher, with no minimum spend required, that can be used at participating shops at Singapore Changi Airport. 

To make payments more convenient, BPI is offering a Real 0% special installment plan of up to six months. Glorietta, Ayala Center Cebu and Abreeza Mall shoppers may also avail of the exceptional all-in fares by simply showing proofs of purchase worth P 1,000.00 single or accumulated from 21 January to 28 February. 

Every PHP 1, 000-receipt can purchase one ticket. Globe Platinum and Blue customers can also avail of these fares by showing their cards. 

For more details, visit www.singaporeair.com and www.silkair.com.

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Make the best Happen when BPI Family Brings Housing Madness to Pampanga

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BPI Family Housing Loan is set to bring excitement in Pampanga when it holds the 3-day Housing Madness on April 25-27, 2014 at the activity area of Marquee Mall, Ayala Center. 

During the Madness event, the Bank will be putting together under one roof eight (8) residential developers featuring their local projects, each one backed with exclusive home acquisition packages to offer. Real estate developers participating at the Housing Madness include Alveo Land, Inc, Avida Sales Corp (Avida Towers Vita), Avida Land (Madera Grove Estate), Ayala Land, Inc., Central Country Estate (Lakeshore), Filinvest, Hausland Development Corp. and St. Catherine Realty. 

This housing madness is even more exciting this year with BPI Family Housing Loan’s summer special offers which include: BPI’s guaranteed best rates at 5.5% p.a. fixed for 1 year and 6.88% p.a. fixed for 5 years and waived processing fee. These offers are valid for loan applications received during the BPI Family Housing Madness event and loan proceeds released on or before June 30, 2014. Clients will also get a FREE BPI Gold Master Card with their approved and availed housing loan.

“The influx of real estate property developers in Pampanga and nearby provinces is a good indicator that potential for growth of the area is high and there is a continuing demand for modern communities in the local market. Thus, harnessing the real estate prospects in a province such as Pampanga is one of the goals of BPI Family Savings Bank. This is why we are bringing our Housing Madness here so that our fellow Kapampangans could take advantage of our very competitive rates and exclusive offers. The heart of the Bank is not just about giving out loans to our target market, but more on providing the best financial advice to guide them as they make a major decision in their lives such as owning their own home. We are coming in with our trusted partner developers’ projects that our clients could explore and choose from. We are here to ’Make the Best Happen’ in the lives of our kababayans,” says TG Limcaoco, President of BPI Family Savings Bank. 

Join BPI Family’s 3-day Housing Madness invasion and know more about what you could own. Make your best decision now. Visit www.bpiloans.com. 

Habitat for Humanity Philippines and BPI gives thanks with Zalora

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Habitat for Humanity Philippines (HFHP), a non-profit organization that serves Filipino families in need of decent homes, bring together partners who share the same vision of transforming lives through building responsible and sustainable communities.

Recently, Habitat for Humanity Philippines (Habitat), Bank of the Philippine Islands (BPI), and Zalora Philippines (Zalora) launched a promo that encourages BPI Cardholders to help Typhoon Haiyan (local name Yolanda) survivors by shopping online.

“People have the heart to help, but sometimes don’t know how,” says Habitat CEO & Managing Director Charlie Ayco. “This partnership with BPI and Zalora is a good and easy way of doing so as we now move towards rebuilding the lives of those affected by Haiyan. We have a long way to go and every amount helps in giving these families back their homes.” ends Ayco.

Habitat aims to distribute 30,000 Shelter Repair Kits and build 30,000 core shelters for those affected by Haiyan depending on availability of funding.

BPI VP for Marketing Strategy and Development Angie Florentino says that “with BPI’s more than 1 million credit cardholders, and Zalora being the leading online fashion store in the country, we hope to generate a lot of donations while they shop.”

 “Thank you, Habitat and Zalora for undertaking this role with us as we continue to help those who survived Haiyan,” Florentino adds.

“Thank you for letting us be a part of this initiative,” Zalora Philippines Co-Founder and Managing Director Paulo L. Campos III says. “We are very excited in launching the promo with BPI. I’m sure our online shoppers will be thrilled with the 15% discount voucher they will receive when they donate to Habitat.” ends Campos.

The BPI-Zalora promo is open to all qualified BPI credit card holders. BPI cardholders may donate a minimum of P1,000.00 using any BPI Card variant via www.give2habitat.org/philippines/ReBuildPhilippines. 

They will then receive a 15% ZALORA discount voucher code via e-mail which may be used upon checkout when they shop at ZALORA.COM.PH. Discount is not valid for sale items and brand exclusions apply. Terms and conditions apply. 

Promo is from March 15 – June 15, 2014.